ARTICLES

Bad Credit Auto Insurance - How To Get the Best Rates

Having bad credit doesn't make you a bad driver, but it will raise your auto insurance rates. Here's how to get a cheap rate on bad credit auto insurance. Bad Credit Auto Insurance As strange as it may sound, your credit rating directly affects your auto insurance rating with some companies. Auto insurance companies have figured out that people with bad credit file 40% more claims than people with good credit. If you have bad credit your insurance could cost you 20% to 50% more in insurance premiums than someone with good credit. The good news is not all insurance companies use your credit rating as a factor in determining your insurance rating, and some states won't allow insurance companies to use it. So if you've been labeled as a bad credit risk, or suspect you may be, you should shop around for auto insurance with other companies. There are websites where you can get auto insurance rates from a number of A-rated companies, and also get advice from insurance professionals, absoluelty free of charge. All you do is fill out a simple questionnaire about the type of car you own and the type of insurance you want, wait for...
Read more

Cheap Auto Insurance Quote And How To Get One

Looking to get a cheap car insurance price quote? Here's how to do it ... Car Insurance Price Quotes There are a number of ways to get car insurance price quotes: You can spend half a day calling local insurance agencies. You can spend hours on the Internet getting quotes from single-company websites. Or you can spend a few minutes at an insurance comparison website where you can get quotes from a number of different companies in one place. The benefits of using a comparison site are: * You only need to fill out one form to get quotes from multiple insurance companies. * Most comparison sites only give you quotes from A-rated companies so you know the company you choose will be reliable * Some sites have an insurance expert on hand so you can get answers to your questions (see link below.) * It only takes a few minutes and it's absolutely free. Lowering Your Car Insurance Price In addition to comparing rates to save money on your car insurance, you can lower your insurance rate even further by doing the following: Raise your deductible - Raising your deductible from $250 to $500 or $1,000 can save you...
Read more