ARTICLES

Where to get Cheap California Auto Insurance Quotes

California has some of the highest auto insurance rates in the nation. So where can you get cheap California auto insurance quotes? Read on ... Minimum California Auto Insurance In order to license your car in the sate of California you're only required to have liability insurance. This pays for damage to another person's car or property when you're at fault in an accident. It also pays for any medical expenses they or their passengers may incur, and compensates them for pain and suffering. Liability Coverage The minimum liability coverage in California is 15/30/5. That means you need to have $15,000 coverage for injuries to any one person in the other car, $30,000 coverage for injuries to all persons in the other car, and $5,000 coverage for damage to the other person's car or property. If you don't have a lot of assets the minimum liability coverage may be enough, but if you have assets you want to protect from a lawsuit, you should increase your liability insurance to cover them. Optional Coverages Collision - This pays for repairs to your car no matter who was at fault. If you drive an older car that's not worth much, consider eliminating...
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Auto Insurance Quote: It's Possible To Save Money

Did you know that you can help save yourself some money by purchasing your home owner and auto insurance from the same insurance company? It s true! Sure, home owner insurance isn t usually required unless you have borrowed money in order to purchase your home and your lender requires you to have home owner insurance. For this reason, many people decide not to purchase home owner insurance. However, purchasing different insurance policies, such as a home owner insurance policy and an auto insurance policy, from the same company can usually help you obtain a multipolicy discount. In other words, you ll be able to save money! If you re in need of home owner insurance and feel that you are paying too much for your current auto insurance policy, or vice versa, ask your insurance agent about possible multipolicy discounts you can purchase. If your current insurance company does not offer any multipolicy discounts, consider looking elsewhere for a home owner auto insurance quote, such as online. Many insurance companies provide Web sites about the different kinds of multipolicy discounts they offer. Research these companies when you start looking for your home owner auto insurance quote. Talk to any...
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