ARTICLES

Bad Credit Auto Insurance - How To Get the Best Rates

Having bad credit doesn't make you a bad driver, but it will raise your auto insurance rates. Here's how to get a cheap rate on bad credit auto insurance. Bad Credit Auto Insurance As strange as it may sound, your credit rating directly affects your auto insurance rating with some companies. Auto insurance companies have figured out that people with bad credit file 40% more claims than people with good credit. If you have bad credit your insurance could cost you 20% to 50% more in insurance premiums than someone with good credit. The good news is not all insurance companies use your credit rating as a factor in determining your insurance rating, and some states won't allow insurance companies to use it. So if you've been labeled as a bad credit risk, or suspect you may be, you should shop around for auto insurance with other companies. There are websites where you can get auto insurance rates from a number of A-rated companies, and also get advice from insurance professionals, absoluelty free of charge. All you do is fill out a simple questionnaire about the type of car you own and the type of insurance you want, wait for...
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Extended Auto Warranties

An extended auto warranty is considered to be an insurance policy made on your vehicle as a safeguard against expensive and unforeseen repairs. The warranty covers repairs and/or maintenance over an agreed length of time. Since extended auto warranties cost extra and are sold separately, they are also considered as service contracts. Buying an extended auto warranty ensures emergency road service so that you need not dread dead batteries and blown tires. Towing services are also provided, if necessary. Some extended auto warranties also provide fuel to spark ignition engines for the needy. In the event of an accident, ambulance services are provided if the vehicle covered by the extended auto insurance is involved in the accident. So buying an extended auto warranty gives one the peace of mind of knowing that if there are any repairable malfunctions to the car, it can be taken to the repair shop of one s choice and the cost of the claim will be covered by the extended auto warranty company. There are even some companies that provide a free rental car in the event that the car needs to go to the repair shop. When buying an extended auto warranty, make it...
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