ARTICLES

Where to get Cheap California Auto Insurance Quotes

California has some of the highest auto insurance rates in the nation. So where can you get cheap California auto insurance quotes? Read on ... Minimum California Auto Insurance In order to license your car in the sate of California you're only required to have liability insurance. This pays for damage to another person's car or property when you're at fault in an accident. It also pays for any medical expenses they or their passengers may incur, and compensates them for pain and suffering. Liability Coverage The minimum liability coverage in California is 15/30/5. That means you need to have $15,000 coverage for injuries to any one person in the other car, $30,000 coverage for injuries to all persons in the other car, and $5,000 coverage for damage to the other person's car or property. If you don't have a lot of assets the minimum liability coverage may be enough, but if you have assets you want to protect from a lawsuit, you should increase your liability insurance to cover them. Optional Coverages Collision - This pays for repairs to your car no matter who was at fault. If you drive an older car that's not worth much, consider eliminating...
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Extended Auto Warranties

An extended auto warranty is considered to be an insurance policy made on your vehicle as a safeguard against expensive and unforeseen repairs. The warranty covers repairs and/or maintenance over an agreed length of time. Since extended auto warranties cost extra and are sold separately, they are also considered as service contracts. Buying an extended auto warranty ensures emergency road service so that you need not dread dead batteries and blown tires. Towing services are also provided, if necessary. Some extended auto warranties also provide fuel to spark ignition engines for the needy. In the event of an accident, ambulance services are provided if the vehicle covered by the extended auto insurance is involved in the accident. So buying an extended auto warranty gives one the peace of mind of knowing that if there are any repairable malfunctions to the car, it can be taken to the repair shop of one s choice and the cost of the claim will be covered by the extended auto warranty company. There are even some companies that provide a free rental car in the event that the car needs to go to the repair shop. When buying an extended auto warranty, make it...
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